Get your dream ring, without
Estimate your monthly payment
Enter your budget to see what your interest-free monthly payment could look like. Extended promotional plans of up to 18 months with 0% deferred interest may also be available in store.
Estimated monthly payment
$208.33
Estimate only. Subject to credit approval through Synchrony. The interest-free period begins once the card is charged.
How it works
1. Apply in store
Applications are processed in person at our Warwick showroom by the person opening the account, along with any joint applicants. Already use Synchrony at another business? You'll still open a new account connected to Baxter's Fine Jewelry.
2. Get your approval
You're welcome to apply before you've chosen a piece — in fact, we encourage it. Your approved amount makes a great starting budget, and our team is happy to help you explore pieces that fit it.
3. Choose your plan
Purchases under $1,000 qualify for 6 months interest-free. Purchases of $1,000 or more qualify for 12 months interest-free — at no additional charge. Ask us about extended promotional plans of up to 18 months.
4. Take it home
Your interest-free period begins once the card is charged — so you can enjoy your new piece right away while paying it off comfortably.
Financing questions, answered
Do I need a new account if I already use Synchrony?
Yes. Even if you have a Synchrony account with another local business, financing at Baxter's requires opening a new account connected to Baxter's Fine Jewelry.
Can I apply before I've chosen a piece?
Absolutely — we encourage it. Knowing your approved amount before you shop is a great way to set your budget, and our team can help you find the perfect piece within it.
When does the interest-free period start?
Your interest-free period begins once the card is charged — not when the account is opened. That means you can apply ahead of time without losing a single interest-free day.
I have another question — who do I ask?
Call us at (401) 739-8222 or stop by the showroom at 200 Jefferson Blvd, Warwick — we're happy to walk you through everything.
Ready to find the piece you love?
Stop by our showroom at 200 Jefferson Blvd, Warwick and we'll walk you through the application in minutes — no purchase necessary.